Calc Garden

Plot No. 73 · Everyday & Shopping

Subscription Cost Calculator

Add up what your streaming, music, software, gym and other subscriptions actually cost. It totals your monthly spend across categories and projects it forward to a year and five years, so recurring charges that feel small on their own show their real annual weight.

Inputs
Results
Total monthly cost£75
Total annual cost£900
Cost per day£2.47
5-year total£4,500

For an annual subscription, divide its yearly price by 12 and enter that as its monthly figure so it lines up with the rest.

The link saves your inputs so you can bookmark or share this exact result.

Frequently asked questions

Why total subscriptions across categories?

Individual subscriptions look cheap in isolation, but streaming, music, software and gym costs add up quickly when billed monthly. Grouping them shows the true combined drain on your budget rather than each one in isolation.

How much do subscriptions cost the average household?

It varies widely, but many households underestimate their total by more than half because charges spread across several bank statements and renew automatically. Entering every subscription you can think of, including small annual ones divided by 12, gives a more honest figure.

What should I do with the 5-year total?

It reframes a subscription's cost the way a bigger one-off purchase would feel. If a five-year total for a service you barely use looks high next to something you would rather buy instead, that is usually a sign to cancel it.

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